At Universal Financial Consultants Corporation, our role is to design and coordinate the financial architecture that supports your long-term wealth.
We begin with a deeper analysis of your financial picture to identify areas to improve tax efficiency, align investment strategy with risk tolerance, and connect your planning across multiple disciplines. From there, we design a customized framework that integrates all of those disciplines into a cohesive, unified approach.
We then work alongside your attorneys, accountants, and other advisors to implement and maintain these strategies over time. As markets, tax laws, and life circumstances evolve, we continuously review these strategies to keep your plan aligned with your goals.
Our objective is to help you organize, manage, and maintain your wealth through thoughtful design, disciplined execution, and ongoing coordination.
Analyze
We begin with a comprehensive review of your financial picture—income, assets, tax exposure, and long-term goals—to identify opportunities and potential structural improvements.
Visualize
Next, we map out your financial architecture so you can clearly see how different strategies may impact taxes, investment outcomes, and long-term wealth planning.
Design & Implement
Once the strategy is selected, we design the appropriate structures and work with the necessary professionals to implement the plan.
Collaborate & Coordinate
We work closely with your attorneys, accountants, and other advisors to ensure all components of your financial structure operate together efficiently over time.
Mitigate Taxes
For many investors, taxes represent one of the largest long-term expenses. Strategic planning—including tax-efficient investments, charitable strategies, and portfolio tax management—can help reduce tax drag and improve after-tax outcomes.
Expand Your Investment Opportunities
Public markets are only one part of the investment landscape. Alternative investments such as private equity, real estate, and specialized strategies may provide additional diversification and long-term growth opportunities when integrated thoughtfully into a portfolio.
Building Tax-Favored Income with Strategic Planning
Strategic Roth conversion planning can be used to reposition retirement assets into a more tax-favored income structure over time, while coordinating with other planning strategies to help manage the tax impact of the conversion.
When thoughtfully designed, this approach is intended to align multiple planning elements—such as timing, asset selection, and broader tax considerations—to support long-term, tax-aware income positioning. Outcomes will vary based on individual circumstances, tax law, and market conditions.
Meet Barry
Barry Waxler is an independent financial consultant, author, and former radio host known for his work in multi disciplinary collaborative planning. With more than 35 years of experience, he helps individuals and business owners build coordinated financial, estate, and retirement plans with tax reduction at the forefront. He integrates investment management, tax planning, insurance solutions, and estate strategies.
Working alongside attorneys, accountants, and other advisors, Barry focuses on creating and maintaining financial, retirement, and estate plans that help clients grow, maintain, and transfer wealth to future generations, with tax efficiency and asset protection at the forefront.